We usually accept payment by irrevocable L C payable against shiping documents.
我们一般用不可撤销信用证,凭装运单据结汇付款方式。
and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a cheque on which its customer's signature has been forged.
银行没有任何权利或理由把储户的钱让伪造储户签名的支票取走。