Encumbrancer
n. [律]（存在于他人）不动产上的负担（如抵押权）
🗣️ 情景例句
I arranged to give a party at my house in her honor.
我在我家为她安排举行了一个聚会。
Fear is often greater than the danger.
杞人忧天。
I didn't have a penny the last time I saw you.
上次我见到你时，我连一个铜板也没有。